# budget

Adopt this skill: https://proskills.md/skills/other/ilan-uzan-claude-money-skills-plugins-money-skills-skills-budget

Page: https://proskills.md/skills/other/ilan-uzan-claude-money-skills-plugins-money-skills-skills-budget
This document is the public skill bundle for that page. It contains SKILL.md and every helper file the catalog carries. No login is required.

## File: plugins/money-skills/skills/budget/SKILL.md
size: 2670
sha: ddd100512a92b6e59dfb2ece0f6a050d1d07956b
upstream: https://github.com/ilan-uzan/claude-money-skills/blob/main/plugins/money-skills/skills/budget/SKILL.md

```text
---
name: budget
description: >-
  Monopoly with your real money: 4 Claudes play your actual monthly budget as a
  board game (the properties you own, the rent you pay, the chance cards life
  deals) and you leave with a simple monthly budget you can follow. Use when
  someone says "/budget", "make me a budget", "help me plan my money", "I never
  have money at the end of the month", or "how much can I save".
---

# /budget: 4 Claudes play Monopoly with your real budget

A board game that ends with a real plan. Keep it light, keep the numbers
exact.

## Step 1: the bank (ask, then wait)

Ask in one message and wait:

1. Monthly take-home income (after tax). If it changes, the lowest normal
   month.
2. Fixed costs: rent or mortgage, utilities, phone, insurance, transport, debt
   payments, subscriptions.
3. Roughly what you spend on food, going out, shopping, and everything else.
4. Savings and debts you have now (amounts and interest rates if known).
5. One goal with a number and a date ("$2,000 emergency fund by June").

Use only the numbers given. If something is missing, ask; do not fill it in.

## Step 2: the players

1. **The Banker**: adds it all up. Income minus all costs = what is left (or
   missing) each month. Shows the math.
2. **The Property Owner**: which costs are "properties" that build value
   (savings, debt payoff, skills) and which are "rent" that only leaves.
3. **The Chance Card**: draws 3 realistic surprises (a car repair, a medical
   bill, a month of lower income) and shows what each would do to this budget
   today.
4. **The Free Parking Strategist**: finds where the money leaks, and the
   easiest 2-3 cuts that do not make life miserable.

## Step 3: the board

A simple monthly budget table with 4 groups and the user's real numbers:

- **Must pay** (fixed costs)
- **Life** (food, transport, fun)
- **Future** (savings, extra debt payments)
- **Buffer** (small, for the chance cards)

Each line: current amount → suggested amount, with one-line reason for any
change. The total must equal income. Show the check.

## Step 4: pass Go

- How many months until the goal at the new plan (show the math), or what
  would have to change to hit the date.
- If there is high-interest debt, point out that paying it down is often the
  first priority, as general information, not advice.
- One habit to start this week (for example, moving the savings amount on
  payday).

## Rules

- Exact arithmetic. Recheck totals before showing them.
- No investment picks, no crypto, no "get rich" ideas.
- Not financial advice. For debt problems, suggest a free non-profit credit
  or debt counselling service in their country.
```

## File: README.md
upstream: https://github.com/ilan-uzan/claude-money-skills/blob/main/README.md

````text
<p align="center">
  <img src="assets/panda.png" width="160" alt="Kesef+ panda holding a gold coin">
</p>

<h1 align="center">Money Skills for Claude</h1>

<p align="center">
  12 free Claude skills that help you make, keep and ask for more money.<br>
  Each one runs a <b>panel of Claudes</b> that interview you, argue, and hand you a real plan.
</p>

---

## Install (Claude Code)

```
/plugin marketplace add ilan-uzan/claude-money-skills
/plugin install money-skills@money-skills
```

Then type any command below, like `/hustle`, or just ask ("help me ask for a raise") and Claude picks the right skill.

**Without the plugin system:** copy any folder from [`plugins/money-skills/skills/`](plugins/money-skills/skills) into `~/.claude/skills/`.

## The skills

| Command | What happens | You leave with |
|---|---|---|
| [`/hustle`](plugins/money-skills/skills/hustle/SKILL.md) | 8 Claudes pitch 6 side hustles that fit your skills, then tear them apart | The one that survives + a 7-day plan to a first paying customer |
| [`/pitch`](plugins/money-skills/skills/pitch/SKILL.md) | "Sell me this pen": 5 Claudes play 5 tough buyers | A rewritten 30-second pitch + answers to the 3 objections you'll hear |
| [`/roast`](plugins/money-skills/skills/roast/SKILL.md) | A Claude head chef tastes every part of your business plan | The 3 changes that matter most, in order |
| [`/raise`](plugins/money-skills/skills/raise/SKILL.md) | A 6-Claude heist crew plans your raise and rehearses the meeting | The ask, the proof, the opening line and the fallback |
| [`/expenses`](plugins/money-skills/skills/expenses/SKILL.md) | 7 Claudes hold tribal council and vote off your subscriptions | A cancel list and the money you keep each year |
| [`/budget`](plugins/money-skills/skills/budget/SKILL.md) | 4 Claudes play Monopoly with your real budget | A simple monthly budget that adds up |
| [`/niche`](plugins/money-skills/skills/niche/SKILL.md) | 10 niches, 3 rounds, 1 rose | Your niche + a 7-day test to prove it |
| [`/clients`](plugins/money-skills/skills/clients/SKILL.md) | 9 Claudes play 9 possible dream clients | Your ideal client card + where to find the first 10 |
| [`/startup`](plugins/money-skills/skills/startup/SKILL.md) | 12 startup ideas enter the arena | One winner + a 2-week test before you build anything |
| [`/negotiate`](plugins/money-skills/skills/negotiate/SKILL.md) | Poker night: Claudes read your hand and play the recruiter | A counter-offer email and phone script |
| [`/price`](plugins/money-skills/skills/price/SKILL.md) | 3 Claudes fight for the low, fair and premium price | Your price, the math behind it, and how to test it |
| [`/quiz`](plugins/money-skills/skills/quiz/SKILL.md) | Who Wants to Be a Millionaire, for money habits | Your level + the 3 things to learn next |

## How they're built

Every skill follows the same shape:

1. **Interview first.** Claude asks for your real situation and waits. No generic advice.
2. **A panel of roles.** Several "Claudes" each judge from one angle (the customer, the accountant, the skeptic...) so you see the trade-offs, not one opinion.
3. **A verdict.** Scores, a winner, and why the others lost.
4. **A plan you can start today.** Concrete steps, ending with the next 30 minutes.

And the same rules: no income promises, no invented numbers or statistics (estimates are labelled), no scams, MLM or crypto signals. Not financial, legal or tax advice.

## Contributing

New skill ideas and fixes are welcome. Open an issue or a pull request. A good skill interviews before it advises, uses only the user's numbers, and ends with one concrete next action.

## License

[MIT](LICENSE). Made by [@kesefplus](https://www.instagram.com/kesefplus/). A new skill every few days.

If one of these helped you, a ⭐ helps other people find it.
````
